FORGOT PASSWORD?
REGISTER

The ALTERNATIVE Term Loan from the lender who listens.

Individually underwritten loans by people for people, not tick boxes and algorithms.

5-year interest-only loans for purchase, refinance, property improvement or working capital for commercial and residential properties.

Secure funding for the property industry and business community.

Term Loans - Lending Terms and Criteria
Loan Term:
and

3 - 5 Years

Minimum Loan:
and

£150,000

LTV up to:
and

• Residential and Commercial Property: 70%

Interest from:
and

0.65% per month on balance outstanding

Arrangement Fee from:
and

2% of the loan

Available for:
and

• Auction and private treaty purchase
• Refurbishment and improvement
• Refinance, working capital and release of equity

Secured on Residential and Commercial Property:
and

• Retail units and shopping centres
• Office buildings
• Industrial and distribution premises
• Residential investments
• Hotels and restaurants (restrictions apply)

Not available for:
and

• Cinemas, public houses (trading), night clubs etc.
• Petrol Stations (trading) and garages
• Farms, stables, kennels, equestrian centres and other agricultural holdings
• Non-conforming, remote or unusual properties
• First mortgages on owner-occupied private dwellings
• Off-shore borrowing entities
• Regulated residential loans

Available to:
and

• UK Limited Companies and Limited Liability Partnerships (LLPs)
• UK Resident Individuals and Partnerships

Standard Security
and

• First Mortgage over the Property

• For Corporate Borrowers:
__o Personal Guarantee(s)
__o Debenture and Floating Charge

Download the forms
Our application forms can be completed online or printed out. Simply download the application form. Save it onto your desktop. Open and complete from your desktop. We want to process your application without delay, so please provide all the information required. If you have any questions or trouble completing the forms, please call us on 020 8349 5190.

Commercial
Loan
Application
Form

Third Party
Authorisation
Form

Schedule of
Tenancies

BRIDGING BROCHURE

Commercial
Property Loans
Finance for the property industry and business community
Residential
Property Loans
Short-term loans for homeowners and residential investors
Development
Finance
Individually structured development finance for residential and commercial projects