Our short term bridging loans are for purchase, refinance, property improvement or to unlock working capital for business purposes.
This unique overdraft provides you with a flexible drawdown facility giving you instant liquidity and avoids heavy setting-up costs.
Individually structured loans for residential and commercial projects, with finance available for site purchase, construction and fees, refinance, equity release and to provide working capital. Loans are available up to 90% of the site cost.
Flexible first and second charge non-regulated loans available on terms from 3 to 5 years.
We have a commitment to innovation and with the ever changing financial landscape around us we have designed a range of unique Specialist Lending products that solve a range of property finance needs.
London Term Loan: The borrower encountered a unique challenge: they required more time to meet planning requirements for their development project in North West London. A 12-month facility was insufficient in this case, and the borrower required and needed planning approval for the property before starting construction work.
Enter our Alternative Term Loan – a strategic solution tailored to overcome this challenge. Our Term Loans are designed to provide borrowers with the essential time to achieve their objectives. This Term Loan was secured as a first charge across three properties in North West London. It provided the borrower with the necessary financial flexibility and addressed their time-based constraints. This bespoke 3-year London term loan not only refinanced the existing loans on the properties, but also released funds for refurbishments. The additional building work was dependent on the pending planning permission whereby this loan allowed the borrower the additional time that a bridging loan otherwise wouldn’t.
The 3-year London term loan not only supplied the necessary funds but also offered the essential time for the borrower to carry out the planned work. Our inclusive solution, expertise, and knowledge ensured a smooth and effective process despite the added complications associated with the security— a mix of residential and commercial properties with additional legal considerations.
This case demonstrates how our interest-only term loans are capable of meeting the unique needs of borrowers. By successfully navigating the details of the borrower’s situation, our financing solution played a pivotal role in supporting the success. This is a testament to our ongoing commitment to addressing diverse challenges in the sector.
Our Alternative Term Loans offer flexibility with no early repayment charge (ERC’s). Tailored for the property and business sectors, this secure funding option supports new and growing businesses, asset management, and to release working capital. Ideal for purchase, refinance, and property improvement, the Term Loan accommodates varying cash flows, with special arrangements for accruing interest during property income stabilisation. With loans up to 70% of valuation, it’s a flexible option.
If you would like to read more of our Term Loan case studies click here.
Our interest-only Term Loan helps support small and growing businesses and is also ideal for asset management situations.
