We provide uncomplicated short-term bridging loans and bridging finance to the UK bridging market, swiftly and simply. We are service focused and are able to resolve complex issues that meet the individual requirements of our bridging customers.

About Us

We are experts in UK Short Term Bridging Finance

We are principal lenders and we provide short-term bridging finance to brokers and their clients.  We provide bridging loans, term loans and development finance to the UK property industry, property developers, business community and homeowners.

We also offer an innovative Alternative Overdraft facility that enables customers to draw down funds as and when they need them.  (ideal for auction finance or as a short-term finance solution).  Find out more about the bridging finance products we offer.

Dedicated team of short-term bridging property finance professionals

Our dedicated team of bridging property finance professionals work collaboratively and efficiently to provide cost effective, flexible first and second charge loans.  These can be secured on commercial and residential properties and property developments at competitive interest rates. We have specialist BDM’s that cover England, Scotland and Wales.

We lend to owner-occupiers, investors, developers and property traders. Providing both regulated and unregulated bridging loans available to individuals, partnerships, limited companies and LLPs.

Put simply, UK short-term bridging property finance is our business and has been so for 30 years.

Why Us?

We are passionate about lending and provide a specialist bridging finance service to brokers and their clients.

Service is number one on our agenda. Our Business Development Managers, Case Managers and Underwriters are fully trained and just a phone call away. Or, if you wish to visit us, our door is open.

Ongoing service is provided by our experienced Asset Managers who will help you throughout the period of the loan, and afterwards if necessary!

We are innovative and our wide-range of loans provides alternative solutions for customers, often when other lenders have said “no”.

Interest Rates

We offer extremely competitive bridging interest rates

Fast Bridging Finance

With a short chain of command, and our directors and executives all under one roof, we make swift decisions in order to provide our clients with fast bridging finance opportunities. We embrace modern technology and have continued lending actively and efficiently for 30 years, even during the Covid-19 pandemic.

We review each proposal individually and with empathy, with decisions by people not algorithms or bridging loan calculators. When we cannot say “yes”, and sadly sometimes this is so, we do so promptly. Our Business Development Managers, Case Managers and Underwriters are fully trained and accessible to you – just a phone call away. Or, if you wish to visit us, our door is open. As the song says “We Are Here For You”.

We have strong principles and believe in good governance. We are authorised by the Financial Conduct Authority (“FCA”) to provide regulated loans. We are also proud members of our industry’s main trade body, the Association of Short Term Lenders (“ASTL”) and patrons of the National Association of Commercial Finance Brokers (“NACFB”).

We use clear and precise language, our terms are transparent and we deliver on our commitments.

We say what we do and do what we say.

At Alternative Bridging Corporation, our very structure empowers us to make swift, diligent decisions and our short chain of command means your application doesn’t spend an eternity in limbo. We can make a decision in principle almost immediately.
Jonathan Rubins, CEO

our very structure makes swift, diligent decision-making easier

The ABC of Bridging Lenders

There are many sources of bridging finance, so how do you choose the lender that’s right for you? We’d suggest considering the following six points:

The right lending attitude

We start from the position of wanting to lend. We believe this is important, because when you set out on a business relationship with this mindset, you work harder to understand every client, to find solutions and to overcome challenges.

Long lasting relationships

For many of the people and organisations who secure fast bridging finance with us, this won’t be their first time working with us, and it certainly won’t be their last. We work harder to ‘get under the skin’ of every borrower, because when we truly understand their requirements, we can tailor the loan more effectively. That enables us to say ‘yes’ more often, which increases the chances that you will choose us for your bridging loans again and again.

Fast Bridging decisions

One of the key reasons to choose a bridging loan is the lender’s ability to offer finance quickly, so that you can take advantage of last-minute buying opportunities or overcome unexpected problems. At Alternative Bridging Corporation, we are able to balance that speed with diligence and responsibility.

Bridging Industry experience

We’ve been arranging bespoke bridging finance for more than a quarter of a century. We’re also proud members of our industry’s main trade bodies, the Association of Short Term Lenders and patrons of the National Association of Commercial Finance Brokers.

We believe this says something about our approach and our capabilities. Because when you need secured bridging finance to be carefully tailored to your precise requirements, you need a property lender with the breadth and depth of experience to deliver.

Regulated loans

A bridging loan needs to be regulated when it is secured against a property which is, has been or will become owner occupied. Different rules apply when the loan is for business or investment purposes which do not involve owner occupation, or when the loan is taken out by a company/business, rather than a person.

Alternative Bridging Corporation is regulated by the Financial Conduct Authority (FCA), which means we are able to provide regulated loans secured on owner-occupied homes.

Transparency

Bridging finance is complex, and when you need finance fast, as invariably is the case with bridging loans, it’s all too easy to commit to something in haste before its full implications become clear.

That’s why, at Alternative Bridging Corporation, we believe honesty and transparency are essential at every part of the process. Of course, that applies to the loan, the interest and the repayment terms, but it also applies to knowing where your money is coming from. We believe it’s important for you to know, for example, that we are directly funded. At Alternative Bridging Corporation, we lend our own money, which means we don’t have the pressures and limitations that other lenders may have.

Will Alternative Bridging Corporation say yes?

At Alternative Bridging Corporation, we say yes all the time. That’s because we approach the whole concept of bridging from a different perspective to many of our competitors. We work harder to find a reason to say yes, simply and swiftly.

Let us say yes to your bridging loan needs…

Find out how we could help you fund your objectives, whether it’s a current or pending development, investment project, or regulated loan – please get in touch.

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