We provide a specialist commercial bridging loan service

Service is number one on our agenda – we have a commitment to collaboration and service. We establish close, ongoing relationships with our commercial finance brokers. Our property finance specialists review each proposal individually. Our short term loan decisions are made by people, not algorithms.

We make swift decisions with regards to your commercial property finance queries to enable you to progress funding without delay.

View our ‘6 steps to funding success’ here.

Contact us

As amounts can vary, please contact us to discuss your short term Commercial bridging loan query with one of our experienced BDMs. We’ll quickly make a decision regarding your commercial funding requirements and progress your funding solution without delay.

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You will automatically be directed to download an application form when you register.

Commercial Bridging Lending Terms and Criteria

First Charge

Loan Term
3 – 24 Months

Amounts
£250,000 – £3,500,000

LTV up to
65%

Interest from
0.90% p.m

 

A commercial bridging loan can be secured against the following:

  • Office buildings
  • Retail units
  • Industrial premises
  • Hotels
  • Residential investments
  • Residential land that has planning permission

Commercial Bridging Loans are typically used to finance the following:

  • To purchase a commercial building
  • To refinance a commercial property
  • For commercial property improvements
  • For unlocking working capital for commercial purposes eg. commercial property auctions

Alternative Bridging Corporation’s Commercial Loans are available to owner occupiers and investors.

FAQs

Commercial Property Loans

Find out all the answers to your frequently asked questions about Commercial Property Loans.

 

There are typically two ways to raise a loan for commercial property. The first, a commercial mortgage, will fund the purchase over the long term, enabling an individual, partnership, LLP or limited company to buy a property over 25-30 years.

The alternative is a commercial bridging loan, designed to be a much shorter-term arrangement (ours are typically available for 3-24 months) which gives you quick access to capital and enables you to buy or renovate property.

You can use the short term nature of a commercial bridging loan to your advantage in a wide range of ways:

  • Purchase
  • Refinance
  • Working capital
  • Equity release

Our commercial bridging loans are available on properties including:

  • Retail units
  • Shopping centres
  • Office buildings
  • Industrial and distribution premises
  • Residential investments

We lend to investors, and the business community who intend to be owner occupiers.

Short Term Borrrowing

A commercial remortgage is a refinancing method for mortgages secured against commercial property in the short term.   This could be the perfect finance solution for those looking to save money or raise finance for their business in the short term.  This can then be used to purchase new commercial property or improve existing non-residential real estate.

Developers and investors choose commercial short term bridging loans from Alternative Bridging Corporation for a number of reasons:

 

Here are our Top 5 reasons developers and investors choose us:

 

1. We want to lend

 

  • Because our default position is that we want to lend and work hard to remove obstacles rather than creating them.

2.  Swift decision making

 

  • Our credit decisions are swift, aided by a structure that enables us to make decisions in principle fast – usually the same day.

 

More than 30 years short term loan experience

 

  • We know commercial bridging inside out. We’ve been providing short term loans for more than 30 years and are members of our industry’s main trade bodies, the Association of Short Term Lenders and patrons of the National Association of Commercial Finance Brokers.

 

Trust and Transparency

 

  • We work with transparency and clarity that applies not just to interest, repayments and loan values, but to ensuring you know where the money for your short term loan comes from. At Alternative Bridging Corporation, we are the lenders, which also means we aren’t constrained by the sort of pressures and limitations that can affect other lenders.  We are a lender you can trust.

 

We build long lasting relationships

 

  • Because we build long lasting relationships with our clients by getting ‘under the skin’ of their business so we can tailor loan arrangements that really work. It’s why so many of the people who arrange commercial bridging finance with us return again and again, project after project.

Commercial Property Auctions

Navigating the world of buying at a commercial property at auction can feel daunting, especially if you’re new to the sector. But with the right support and knowledge, the right strategy and focus the process can be simplified and exhilarating.

 

Read our comprehensive guide  to buying commercial properties at property auctions.

That’s the beauty of arranging commercial loans for property with us – we say yes all the time. Let us say yes to you, simply and swiftly.

Discover the perfect commercial bridging loan tailored to your requirements today. To discuss your short term commercial lending needs and explore the possibilities, please don’t hesitate to contact us.

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