Our short term bridging loans are for purchase, refinance, property improvement or to unlock working capital for business purposes.
This unique overdraft provides you with a flexible drawdown facility giving you instant liquidity and avoids heavy setting-up costs.
Individually structured loans for residential and commercial projects, with finance available for site purchase, construction and fees, refinance, equity release and to provide working capital. Loans are available up to 90% of the site cost.
Flexible first and second charge non-regulated loans available on terms from 3 to 5 years.
We have a commitment to innovation and with the ever changing financial landscape around us we have designed a range of unique Specialist Lending products that solve a range of property finance needs.
In a notable commercial retail development project in Gosport, Hampshire, an experienced retail developer faced the challenge of securing full financing through the planning process. With ambitious plans for five retail units and two drive-thru restaurants. The need for financial support until the project achieved sufficient pre-letting posed a significant hurdle.
Alternative stepped in to provide a £15,000,000 commercial development loan with a 65% Loan-to-Value (LTV). This financing played a crucial role in navigating the planning process and continued to support the project through a new facility for construction, related fees, and accrued interest. This bespoke financial solution showcased Alternative’s commitment to full project support and their confidence in the development’s viability.
Construction is now being progressed under the oversight of a regional, mid-size contractor and a dedicated professional team. Alternative’s commitment extends beyond the construction phase. Alternative’s plan to continue financing the project until the income from the completed project stabilises, highlights their long-term perspective and dedication to ensuring the success of the development.
This case study exemplifies Alternative Bridging’s tailored financial solutions, proving how their flexible and supportive approach ensures the success of complex commercial retail developments. The 65% Loan-to-Value ratio and £15,000,000 loan amount underscore ABC’s confidence in the project’s potential, setting a precedent for future collaborations in the dynamic real estate landscape.
At Alternative, service is our top priority. We emphasise collaboration and establish close relationships with our brokers and their clients alike. Our property finance specialists individually review each proposal, ensuring decisions are made by people and not algorithms.
With a commitment to swift decisions, our dedicated team offers flexible first and second charge loans for commercial and residential properties. This aligns with our broad lending approach, supporting owner-occupiers, investors, developers, and property traders. The commitment to service and tailored financing is shown in this case study. A strategic remedy was provided for a commercial retail development in Gosport, showcasing the dedication to project success. With over 30 years of expertise in property finance, Alternative stands as a reliable partner in the short-term financing world.
If you would like to read more of our commercial case studies, click here.
Our Commercial Bridging Loans are available for purchase, refinance and property improvement or for unlocking working capital.
