Commercial Finance Doesn’t Need to Be Tricky: Simplifying the Process for Brokers

In the world of property investment, securing commercial finance can seem daunting, especially when complex financial scenarios arise. For brokers, navigating the intricate world of commercial property finance is a daily challenge. But it doesn’t have to be difficult. At Alternative Bridging Corporation, we make raising commercial finance simpler, enabling brokers to secure the funds their clients need – quickly and efficiently.

What is Commercial Finance?

Commercial finance involves securing funding for business purposes, such as property purchases, refinancing, or restructuring and is essential for business growth and asset acquisition. While brokers are key in finding the right finance for their clients, the process can be complex. ABC simplifies this by offering easy-to-understand commercial loans, allowing brokers to focus on client relationships while we manage the complexities.

How ABC Simplifies Commercial Finance for Brokers

We understand that brokers are the key players in connecting businesses with the right financial products. Our goal is to make a broker’s job simpler by offering:

• Trust and Teamwork: We work closely with brokers to build long-term relationships based on trust and collaboration. Our team is always on hand to help brokers navigate complex scenarios.
• Problem Solving: Every project is unique, and challenges will inevitably arise. Our experience and expertise enable us to overcome obstacles quickly, ensuring that brokers can focus on their clients’ needs.
• Expertise: With years of experience in commercial property finance, we know how to streamline processes, offering clear solutions that brokers can rely on.
• Speed: Time is often critical in commercial transactions. By working closely with our partners, we help brokers secure the fast funding their clients need, expediting processes and minimising delays.

Benefits of Partnering with ABC for Commercial Loans

Brokers who partner with Alternative Bridging Corporation gain access to a wide range of commercial finance products, tailored specifically to meet their clients’ needs. Some of the benefits of working with us include:

• Fast Funding: We expedite the process, enabling brokers to secure commercial loans for their clients on short timescales.
• Flexible Solutions: From retail units to residential investments, we offer versatile funding options that can be tailored to meet the requirements of any project, with loan terms between 3 – 24 months, and loan amounts from £150,000 to £3,500,000.
• High Loan-to-Value (LTV) Ratios: With LTVs of up to 70%, brokers can help their clients secure substantial funding based on the asset’s value.
• Competitive Interest Rates: Starting from 0.95% per month, our interest rates are designed to keep projects within budget.

Checklist for Brokers: Securing Commercial Finance with ABC

Here’s a quick checklist for brokers looking to secure commercial property finance with ABC:

• Identify Client Needs: Understand the scope of the project and determine the type of commercial loan required.
• Assess Loan Terms: Ensure the loan terms fit the client’s timeline, whether it’s a short-term bridging loan or longer-term financing.
• Provide Clear Exit Strategy: Ensure clients have a clear plan for repaying the loan, whether through refinancing, sale, or other means.
• Communicate Early: Collaborate closely with ABC to iron out any complexities early in the process and keep the project on track.
• Consider Fees and Interest: Make sure the client is aware of all associated costs, including interest rates and fees.

Case Study: Culcheth Shopping Centre

One example of our problem-solving approach can be seen in our recent work with Clever Commercial Finance on the purchase of the Culcheth Shopping Centre. The borrower needed a £2.6 million commercial bridging loan, but complications arose due to the centre’s down-valuation, multiple leases, and unilateral notices on the titles.

By collaborating closely with the broker and legal teams, we navigated these complexities and secured a first charge loan with an LTV of 65%. This allowed the borrower to proceed with the purchase and highlighted ABC’s commitment to overcoming challenges and delivering successful outcomes.

Final Thoughts: Building Long-Term Broker-Lender Relationships

At Alternative Bridging Corporation, we believe in the power of relationships. Our collaborative approach means brokers have a trusted partner to help them secure the best finance for their clients. By simplifying the commercial finance process and offering flexible, reliable funding options, we help brokers overcome challenges and deliver outstanding results for their clients.

If you’re a broker looking to secure commercial loans for your clients, explore the benefits of working with ABC by visiting our Culcheth Shopping Centre case study. We’re here to help you succeed, every step of the way.

At ABC, commercial finance doesn’t need to be tricky. Partner with us, and let’s simplify the process together – contact us today to discuss you commercial finance needs.