Our short term bridging loans are for purchase, refinance, property improvement or to unlock working capital for business purposes.
This unique overdraft provides you with a flexible drawdown facility giving you instant liquidity and avoids heavy setting-up costs.
Individually structured loans for residential and commercial projects, with finance available for site purchase, construction and fees, refinance, equity release and to provide working capital. Loans are available up to 90% of the site cost.
Flexible first and second charge non-regulated loans available on terms from 3 to 5 years.
We have a commitment to innovation and with the ever changing financial landscape around us we have designed a range of unique Specialist Lending products that solve a range of property finance needs.
Commercial Term Loan in Berkshire: Crafting Success for a Restaurateur
In Berkshire, an experienced restaurateur embarked on a venture that required a strategic financial solution with our Commercial Term Loan. Having obtained the building of a dormant public house, the restaurateur transformed the space into an Italian casual dining establishment catering to the local sporting community.
While the business had successfully taken root, an opportunity for continuous improvement beckoned. To navigate this phase effectively, a tailored financial approach was key.
Recognising the need for flexibility and strategic financial planning, we extended a three-year interest-only loan. This provided the restaurateur with a window to demonstrate and solidify the profitability of the project. The structure of the loan allowed for focused improvements and operational enhancements, setting the stage for a seamless transition to the next phase of financial arrangements.
Our collaborative approach ensured that the borrower had not just a financial solution but a partner in their journey. Understanding the unique demands of the hospitality industry, the Alternative Bridging team crafted a solution that aligned with the restaurateur’s vision and goals.
The result was a thriving Italian casual dining restaurant, that integrated well into the local sporting community. The three-year interest-only loan proved instrumental in establishing and enhancing the business’s profitability. Looking ahead, the restaurateur is now well-positioned for refinancing through a long-term loan with a mainstream lender, showcasing the effectiveness of a tailored financial strategy in supporting the growth and sustainability of a culinary venture.
The Alternative Term Loan has no early repayment charge (ERC’s) and a reduced interest rate of 6.75 over BOEBR. This secure funding solution is tailored for the property and business sectors, ideal for new and growing businesses, asset management, and working capital release. With flexible terms matching cash flow, up to 70% valuation, and additional advances based on asset value growth, it’s the perfect choice for purchases, refinancing, and property improvements—particularly suitable for asset management situations.
Ready, Set, Funded Our interest-only Term Loan helps support small and growing businesses and is also ideal for asset management situations.
