Our short term bridging loans are for purchase, refinance, property improvement or to unlock working capital for business purposes.
This unique overdraft provides you with a flexible drawdown facility giving you instant liquidity and avoids heavy setting-up costs.
Individually structured loans for residential and commercial projects, with finance available for site purchase, construction and fees, refinance, equity release and to provide working capital. Loans are available up to 90% of the site cost.
Flexible first and second charge non-regulated loans available on terms from 3 to 5 years.
We have a commitment to innovation and with the ever changing financial landscape around us we have designed a range of unique Specialist Lending products that solve a range of property finance needs.
By Jonathan Rubins, Director & Chief Commercial Officer at Alternative Bridging Corporation
When selecting a bridging lender, the decision-making process is key to provide the best solutions for your client’s needs. As a bridging loan lender, we understand the complexities of this market and the importance of delivering exceptional service. To help you make this choice effectively, here are the key criteria you should consider when choosing a bridging lender.
Exceptional service is at the forefront of what makes a bridging lender stand out. As a broker, you need a lender who provides flexible financial solutions but also prioritises responsive and efficient customer support. Our commitment to service excellence ensures that you have access to a dedicated BDM who understands the complexities of bridging finance. We provide clear communication and prompt responses, ensuring that any issues or queries are addressed swiftly. This level of support helps you manage your client’s expectations effectively and enhances your overall service offering.
Our dedication to service can be seen in this case study, where the borrower required quick access to capital to fund their development project. In Weymouth, a residential developer was in search of a specialised financial solution: a Residential Bridging Loan. The developer needed immediate access to funds secured against two flats within a residential block. This financing was essential for settling outstanding loans from another development project and providing necessary working capital for ongoing and future projects. Thanks to the swift actions of the BDM, we were able to provide a customised solution quickly. As a result, the borrower was able to manage their outstanding financial commitments and secure the working capital for their broader project portfolio. With a Loan-to-Value ratio of 72%, this Residential Bridging Loan met their immediate financial needs but also set the foundations for a successful residential development project.
Speed is essential when securing bridging finance, as described by our CEO Jonathan Rubins: “At Alternative Bridging Corporation, our very structure empowers us to make swift, diligent decisions and our short chain of command means your application doesn’t spend an eternity in limbo. We can make a decision in principle almost immediately.”
The ability to process applications in a timely manner can be the difference between successful investments and missed opportunities. Our streamlined processes and efficient systems enable us to offer rapid approvals whilst operating with diligence and responsibility. When time is often of the essence, our capacity to act promptly without compromise means that you can rely on us to meet tight deadlines and deliver results when they are needed most.
Experience in the bridging finance sector is invaluable. A bridging lender with a proven track record brings a depth of knowledge and expertise that can significantly benefit your clients. With over 30 years of experience, you can be certain that we have a wealth of know-how in the industry. This experience translates into more informed advice, flexible solutions, and a higher level of service. Our established reputation and history of successful transactions demonstrate our ability to handle diverse and complex cases effectively.
A straightforward and transparent process is crucial for efficiency and clarity. Bridging finance can be complex, and when trying to obtain finance quickly, it can be far too easy to make hasty decisions without being fully aware of the potential implications. That’s why at Alternative Bridging Corporation, we believe honesty and transparency are essential at every part of the process.
Our approach is designed to be simple, ensuring that you and your clients are fully informed at every stage. By offering a well-defined process, we minimise confusion and delays, allowing you to provide the best service to your client.
The range of products and the flexibility of lending criteria are vital aspects to consider. We offer a comprehensive range of Bridging Loan products designed to meet various client needs.
Our flexible lending criteria are tailored to accommodate different property types, borrower profiles, and financial situations. This flexibility ensures that you can provide solutions to a broad range of clients, from those seeking short-term finance for property purchases to those needing bridging solutions for more complex scenarios.
The values upheld by a bridging lender can significantly impact the client experience. We are committed to maintaining high standards of integrity and providing the best experience for our clients. Our ethical practices ensure that all dealings are conducted with honesty and fairness. We have strong principles and believe in good governance. We are also proud members of our industry’s main trade body, The Bridging & Development Lenders Association (BDLA) and patrons of the National Association of Commercial Finance Brokers (NACFB).
Choosing to work with us means you are partnering with a lender that embodies these key criteria. Our dedication to exceptional service, speed, experience, and transparent processes ensure that you and your clients receive top-tier support throughout the bridging loan journey. Our diverse product range and flexible lending criteria allow us to cater to various client needs, while our competitive rates provide significant financial benefits.
By choosing us as your bridging lender, you gain access to a reliable, experienced partner who understands the intricacies of bridging finance and is committed to delivering results. Our focus on service excellence and efficiency helps you deliver superior solutions to your clients.
If you have any questions about bridging finance including our range of Alternative Bridging Loans, don’t hesitate to speak to one of our experienced BDMs today. Alternatively, you can also reach us at hello@alternativebridging.co.uk or by calling 020 8349 5190.
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