Our short term bridging loans are for purchase, refinance, property improvement or to unlock working capital for business purposes.
This unique overdraft provides you with a flexible drawdown facility giving you instant liquidity and avoids heavy setting-up costs.
Individually structured loans for residential and commercial projects, with finance available for site purchase, construction and fees, refinance, equity release and to provide working capital. Loans are available up to 90% of the site cost.
Flexible first and second charge non-regulated loans available on terms from 3 to 5 years.
We have a commitment to innovation and with the ever changing financial landscape around us we have designed a range of unique Specialist Lending products that solve a range of property finance needs.
By Jonathan Rubins, Director & Chief Commercial Officer at Alternative Bridging Corporation
The UK property market trends in 2025 show we are set to experience significant shifts, creating unique opportunities for investors and brokers alike. With house prices predicted to rise by 3% across Great Britain and a new property market cycle beginning, bridging finance is positioned to play a pivotal role in helping clients navigate these changing conditions.
• House prices are forecasted to increase by 3%, driven by improved affordability and lower interest rates.
• London is expected to outperform other regions for the first time since 2015, with 4% annual growth.
• Transaction volumes are predicted to bounce back to 1.2 million, reflecting a 9% increase over 2024 levels.
• First-time buyers will continue driving sales, accounting for a record share of transactions.
• Mortgage rates are expected to decline further, with the average five-year fixed rate dropping to around 4%.
• Increased competition among lenders is likely to expand niche lending options, particularly for first-time buyers and investors.
As the property market evolves, bridging finance will play a crucial role in supporting investors and businesses. Here’s how these trends impact the sector:
Bridging loans provide a solution for those waiting for market conditions to stabilize, enabling them to secure properties while refinancing options improve.
With property refurbishment and development on the rise, bridging finance offers investors the capital needed to add value before selling or refinancing.
Investors diversifying into commercial and semi-commercial properties can leverage bridging finance for acquisitions and improvements.
Bridging finance provides a crucial solution, enabling new investors to act decisively, whether acquiring a property at auction, funding a renovation, or taking advantage of time-sensitive deals.
• Development Bridging Loans: To support refurbishment and construction projects.
• Auction Finance: For fast property acquisitions at competitive rates.
• Commercial Bridging Loans: Targeting niche assets like HMOs, mixed-use properties, and industrial units.
• Second-Charge Bridging Loans: Provide short-term liquidity for business investments, property renovations, or personal projects.
• Need to secure a property quickly?
• Require funding for renovation or refurbishment?
• Looking for short-term finance until conditions stabilize?
• Interested in niche property investments?
If you answered yes to any of the above, bridging finance could be the ideal solution. Learn more about Alternative Bridging Corporation’s products.
• Flexibility: Adaptable terms that cater to unique borrower needs.
• Speed: Quick decision-making processes to meet tight deadlines.
• Innovative Solutions: Tailored products for an ever-evolving market.
Brokers can anticipate increased demand for creative financing solutions. By understanding the value of bridging loans, brokers can guide clients toward achieving their property and financial goals
With a positive outlook for the UK property market in 2025, bridging finance is set to play a central role in enabling clients to seize opportunities and navigate challenges. Whether for property development, acquisitions, or short-term financial needs, bridging loans offer flexibility and speed, making them indispensable in an evolving landscape.
For more information on how Alternative Bridging Corporation can support you, visit our Bridging Finance Solutions page.
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