Our short term bridging loans are for purchase, refinance, property improvement or to unlock working capital for business purposes.
This unique overdraft provides you with a flexible drawdown facility giving you instant liquidity and avoids heavy setting-up costs.
Individually structured loans for residential and commercial projects, with finance available for site purchase, construction and fees, refinance, equity release and to provide working capital. Loans are available up to 90% of the site cost.
Flexible first and second charge non-regulated loans available on terms from 3 to 5 years.
We have a commitment to innovation and with the ever changing financial landscape around us we have designed a range of unique Specialist Lending products that solve a range of property finance needs.
By Jonathan Rubins, Director & Chief Commercial Officer at Alternative Bridging Corporation
Looking for a flexible financing solution tailored to your needs? At Alternative Bridging Corporation, our term loan advantages make it an ideal choice for brokers and clients alike. With no early repayment charges, our term loans provide predictable, flexible, and accessible funding for businesses and property ventures.
A term loan is a financial product that provides a lump-sum loan, repayable over a fixed term with regular instalments. These loans are commonly used for long-term investments, such as property development, business expansion, or asset management. At Alternative Bridging Corporation, our term loans are structured to meet the unique needs of brokers and their clients, offering flexibility and tailored repayment terms.
Our term loans are specifically designed to meet the demands of the UK property and business sectors. Here’s why they stand out:
With no penalties for early repayment, clients can settle their loans ahead of schedule without incurring additional costs.
Term lengths range from 3 to 5 years, offering stability while allowing businesses to improve their financial position. Our loans are structured to include interest accrual when property income is not yet stabilised—ideal for start-ups or asset management situations.
Our term loans offer up to 65% LTV, ensuring sufficient funding for various property investments and business needs.
ABC term loans cover:
• Residential investments
• Office buildings
• Retail units
• Hotels and restaurants (with restrictions)
• Industrial and distribution premises
From application to funding, our process is streamlined to ensure brokers and clients receive swift decisions and access to capital. Contact us today to speak with our experienced BDMs.
In Shropshire, a developer secured a £315,000 term loan with ABC to refinance short-term facilities. This funding allowed the borrower to stabilise their operations and reduce costs.
• Loan Type: Term Loan
• Loan Value: £507,000
• Purpose: To convert a period property into holiday lettings
Our flexible underwriting enabled a tailored solution, empowering the borrower to refinance within three years while benefiting from lower interest rates. Read the full case study here.
Term loans offer numerous benefits for brokers and their clients, including:
• Predictable Repayments: Clear schedules for financial planning.
• Lower Interest Rates: Cost-effective borrowing compared to other loan types.
• Flexible Funding: Suitable for purchases, refinancing, or property improvements.
• Cash Flow Stability: Designed to align with your financial situation.
• Ease of Application: Simple and efficient processes for quick funding.
At Alternative Bridging Corporation, we understand the challenges brokers face. Our team is committed to delivering customised solutions, competitive rates, and exceptional service. Partner with us to help your clients achieve their financial goals with confidence.
• LTV: Up to 65%
• Loan Amounts: £250,000 to £2,000,000
• Interest Rates: From 5.5% p.a. over BOEBR
• Loan Term: 3 to 5 years
Discover how Alternative Bridging Corporation’s term loans can provide the flexibility and reliability your clients need. For more information or to apply, contact us today and explore the tailored advantages of our products.
Empower your clients with financing solutions that drive success. Let’s achieve more together.
Visit our 6 Steps to Funding Success to learn how we simplify the journey to securing a term loan.
Don't miss our product updates or property market news.
By entering your email address, you agree to receive our marketing offers in accordance with our Privacy Policy
