Our short term bridging loans are for purchase, refinance, property improvement or to unlock working capital for business purposes.
This unique overdraft provides you with a flexible drawdown facility giving you instant liquidity and avoids heavy setting-up costs.
Individually structured loans for residential and commercial projects, with finance available for site purchase, construction and fees, refinance, equity release and to provide working capital. Loans are available up to 90% of the site cost.
Flexible first and second charge non-regulated loans available on terms from 3 to 5 years.
We have a commitment to innovation and with the ever changing financial landscape around us we have designed a range of unique Specialist Lending products that solve a range of property finance needs.
By Jonathan Rubins, Director & Chief Commercial Officer at Alternative Bridging Corporation
A revolving credit facility (RCF) is one of the most versatile tools available in property finance. Designed to provide borrowers with flexible access to funds, RCFs enable businesses and investors to draw down, repay, and reuse credit up to a pre-agreed limit. This dynamic facility, like the Alternative Overdraft offered by Alternative Bridging Corporation (ABC), is a game-changer for brokers looking to support their clients with tailored solutions for a variety of financial needs.
An RCF operates as a flexible line of credit, offering businesses and investors a pre-approved amount that can be accessed, repaid, and drawn again as needed. Unlike traditional loans with fixed repayment schedules, RCFs allow borrowers to manage their finances on their own terms. This makes them an attractive choice for short-term and ongoing financial requirements, particularly in the property sector.
RCFs are ideal for managing fluctuating financial needs. Below are some of the key benefits that make them versatile and valuable for brokers’ clients:
Clients have instant access to pre-approved funds without lengthy application processes.
Borrowers can repay at a pace that aligns with their cash flow, avoiding financial strain.
Asset-secured RCFs typically offer more competitive rates compared to credit cards or unsecured loans.
Seasonal businesses or those with variable income can maintain stable finances year-round.
RCFs provide a safety net for businesses experiencing fluctuating revenue. Brokers can position this facility as a solution to help clients maintain consistent cash flow.
Investors looking to acquire additional properties can draw from an RCF to cover deposits, renovation costs, or other immediate expenses.
An RCF is particularly useful in auctions, where swift access to funds is crucial. Investors can bid confidently, knowing they have the flexibility of a pre-approved credit facility. For example, ABC’s recent auction purchase case study demonstrates how RCFs empower buyers to act with the confidence of cash buyers.
RCFs offer businesses the ability to invest in growth opportunities without being tied to rigid loan terms.
Unexpected Development Costs.
Property developers can use RCFs to address unforeseen expenses during a project, ensuring progress without financial disruptions.
At Alternative Bridging Corporation, the Alternative Overdraft stands out as a flexible and client-focused RCF option. Whether clients are navigating auction purchases, managing cash flow, or expanding portfolios, the Alternative Overdraft provides the versatility they need to achieve their goals.
With fluctuating property market conditions and increasing competition, brokers need versatile financial tools to meet their clients’ evolving needs. An RCF enables clients to stay agile, seize opportunities, and weather challenges effectively. By partnering with providers like Alternative Bridging Corporation, brokers can access innovative solutions like the Alternative Overdraft, which supports their clients across a range of financial scenarios.
• RCFs offer flexibility in managing property investments and business finances.
• They are particularly effective for auction purchases, helping clients act like cash buyers.
• The Alternative Overdraft by ABC is a standout option for brokers and their clients.
By understanding and leveraging the power of a revolving credit facility, brokers can position themselves as trusted advisors in an increasingly competitive financial landscape.
Discover how ABC’s Alternative Overdraft can support your clients today.
Don't miss our product updates or property market news.
By entering your email address, you agree to receive our marketing offers in accordance with our Privacy Policy