Our short term bridging loans are for purchase, refinance, property improvement or to unlock working capital for business purposes.
This unique overdraft provides you with a flexible drawdown facility giving you instant liquidity and avoids heavy setting-up costs.
Individually structured loans for residential and commercial projects, with finance available for site purchase, construction and fees, refinance, equity release and to provide working capital. Loans are available up to 90% of the site cost.
Flexible first and second charge non-regulated loans available on terms from 3 to 5 years.
We have a commitment to innovation and with the ever changing financial landscape around us we have designed a range of unique Specialist Lending products that solve a range of property finance needs.
Alternative Bridging Corporation provides fast and reliable short-term loans to brokers and clients across the UK (England, Scotland & Wales). As Principal Lenders, we offer a range of flexible short-term loans giving our clients the financial versatility they need.
Offering a bespoke service our experienced team of property finance professionals pride themselves in offering solutions tailored towards our client’s specifications. Our short chain of command enables us to make fast bridging finance decisions. This frequently leads us to exceed our clients’ expectations which is why they return to us again and again!
Regulated Finance, it's in our DNA Our Regulated Bridging Loans are secured by a first or second charge on residential owner-occupied property to individuals and partners.
Residential finance with fewer hoops We provide Residential Bridging Loans that are secured by a first or second charge mortgage on residential investment properties.
Getting commercial finance doesn't have to be this tricky Our Commercial Bridging Loans are available for purchase, refinance and property improvement or for unlocking working capital.
Make light work of property refurbs Our Light Refurbishment Bridging Loans are available for improvements which do not require planning permission.
Finding the perfect short-term bridging loan can feel like a daunting task, but it doesn’t have to be. Let us give you a lending hand. Here at Alternative Bridging we are committed to making the process fast, efficient, and stress-free. We are experts at making what seems the most complex and daunting, simple.
Amounts can vary, so please contact us to discuss your loan query with one of our experienced BDMs. Decisions regarding your lending requirements will be made quickly, to ensure swift set-up and speedy access to your short term loan.
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We want to lend – because our default position is that ‘We want to lend’ rather than creating obstacles we work hard to remove them to secure you property finance quickly. So let us ‘lend you’ a hand.
Swift credit decisions – credit decisions are swift, aided by a structure that enables us to make decisions in principle fast.
Experienced short term lenders – with more than 30 years of UK short-term lending experience you can be sure your finances are in safe & reliable hands.
Trust and transparency – trust and transparency are key to successful lending. We are not constrained by the sorts of pressures and limitations that can affect other lenders. We are a bridging loan lender you can trust.
Building long lasting relationships – building long lasting relationships based on trust with our clients and brokers is very important to us. By getting ‘under the skin’ of their business, we can tailor loan arrangements that really work.
Innovative & Flexible Lending – we offer innovative property finance products, that give our clients the flexibility and versatility they need especially when access to finances are challenged.
UK short-term loans are the perfect short-term property finance solution. When time is of the essence and fast bridging finance is required, e.g. for an auction purchase, chain-break or when a new property is being purchased before the sale of an existing property – short-term finance is key. We provide competitive UK short-term loan rates that are available to individuals, partnerships, UK Limited Companies, Limited Liability Partnerships and offshore borrowing entities in approved jurisdictions.
Committed to providing competitive bridging interest rates and a seamless application process see our 6 steps to lending success. Our experienced property finance BDMs will guide you through every step, ensuring you get the right bridging loan for your requirements.
As a Principal lender, we have had a great number of short-term lending enquiries for our bridging loan products across the board. Clients have been considering bridging finance, development finance as well as term loans.
The demand for bridging finance is on the rise, and we’re confident that this trend will continue. With our commitment to innovation and exceptional service, we’re well-positioned to be your trusted partner for all your short-term financing needs.
Find out all the answers to your frequently asked questions about our short-term loans.
Short-term lending is designed to ‘bridge the gap’ between immediate funding needs and long-term financial plans. Also, they can be used for purchase, refinance or equity release. Our Bridging loans can be secured by a first or second charge mortgage on properties that are owner-occupied or held for investment. They help to ease cash-flow when you want to purchase a property but are waiting for funds to become available from the sale of another property or asset.
Whether you’re a large commercial landlord or an individual looking to buy a home, a short-term bridging loan can provide fast, flexible finance.
You can use a bridge for the following reasons:
● Buy a property at auction
● Complete on a purchase while your mortgage is still being processed
● Support a chain break
● Develop or renovate a property so it qualifies for standard finance
They are considerably lower risk compared with longer term loans because of their shorter maturity dates. The ability to repay a loan is unlikely to change significantly over a short time-frame.
