Our short term bridging loans are for purchase, refinance, property improvement or to unlock working capital for business purposes.
This unique overdraft provides you with a flexible drawdown facility giving you instant liquidity and avoids heavy setting-up costs.
Individually structured loans for residential and commercial projects, with finance available for site purchase, construction and fees, refinance, equity release and to provide working capital. Loans are available up to 90% of the site cost.
Flexible first and second charge non-regulated loans available on terms from 3 to 5 years.
We have a commitment to innovation and with the ever changing financial landscape around us we have designed a range of unique Specialist Lending products that solve a range of property finance needs.
This Privacy Policy sets out how we collect, use and protect your personal information
This Privacy Policy sets out how we collect, use and protect your personal information. ‘Personal information’ is information which identifies you or another person, or which is capable of doing so.
The Southern Group is made up of a number of different legal entities.
Alternative Bridging Corporation comprising; Alternative Bridging Corporation Limited (Registered No.7194858), Alternative Bridging Corporation (Cheval) Limited (Registered No. 4219776), Alternative Bridging (UK1) Limited (Registered No. 09265635), Alternative Bridging (UK2) Limited (Registered No. 10112558) and Property Finance Nominees (3) Limited (Registered No.03204842), are all registered in England at First Floor, Health Aid House, 1 Marlborough Hill, Harrow, Middx, HA1 1UD.
Each of the listed companies is registered as a data controller with the Information Commissioner’s Office; Alternative Bridging Corporation Ltd (Registration number ZA026286), Alternative Bridging Corporation (Cheval) Ltd (Registration number Z7474983), Alternative Bridging (UK1) Ltd (Registration number ZA182055), Alternative Bridging (UK2) Ltd (Registration number ZA196548), Property Finance Nominees (No3) Ltd (Registration number ZA026190).
This Privacy Policy forms part of our Terms and Conditions. If you have any questions relating to this Policy or require information on how we use your data, you can contact us at info@southerngroup.co.uk or 0208 349 5190.
We are committed to ensuring the security and privacy of any information provided to us, and the options available to you with regards to how we collect and use your information.
This Policy applies to all information we collect about you either through our Website or as part of a loan application process. By visiting our Website, you are agreeing to these practices. Your personal data is processed on the basis that you have provided your consent for us to do so for the purposes set out below when you provided your personal data. You have the right to withdraw your consent to our holding your data at any time by contacting us at info@southerngroup.co.uk or 0208 349 5190. If you do withdraw your consent, we may still be able to process some of the data that you have provided to us on other grounds such as legitimate business interest. From time to time this Privacy Policy may be amended, the up-to-date version will always be available on our Website. Please note that by continuing to use our Website you are agreeing to any updated versions.
The information that we hold from you may be received as follows.
Filling in forms (e.g. on our ‘Get In Touch’ page), by contacting us or by submitting a job application on our Website. The information you give to us is likely to include:
Each time you visit our Website, we may automatically collect the following information:
We may use your information for the following purposes:
We may share your personal information with any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in section 1159 of the UK Companies Act 2006.
If Alternative Bridging Corporation Limited or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.
If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our terms of use or terms and conditions of supply and other agreements; or to protect the rights, property, or safety of Alternative Bridging Corporation Limited, our clients, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.
Before we provide financing to you, we undertake checks for the purposes of preventing fraud and money laundering, and to verify your identity. These checks require us to process personal data about you.
The personal data you have provided, we have collected from you, or we have received from third parties will be used to prevent fraud and money laundering, and to verify your identity.
Personal information that may be processed, for example: name, address, date of birth, contact details, financial information, employment details, device identifiers including IP address and vehicle details.
We and fraud prevention agencies may also enable law enforcement agencies to access and use your personal data to detect, investigate and prevent crime.
We process your personal data on the basis that we have a legitimate interest in preventing fraud and money laundering, and to verify identity, in order to protect our business and to comply with laws that apply to us. Such processing is also a contractual requirement of the financing you have requested.
Fraud prevention agencies can hold your personal data for different periods of time, and if you are considered to pose a fraud or money laundering risk, your data can be held for up to six years.
If we, or a fraud prevention agency, determine that you pose a fraud or money laundering risk, we may refuse to provide the services and financing you have requested, or to employ you, or we may stop providing existing services to you.
A record of any fraud or money laundering risk will be retained by the fraud prevention agencies, and may result in others refusing to provide services, financing or employment to you. If you have any questions about this, please contact us on the details below.
Whenever fraud prevention agencies transfer your personal data outside of the European Economic Area, they impose contractual obligations on the recipients of that data to protect your personal data to the standard required in the European Economic Area. They may also require the recipient to subscribe to ‘international frameworks’ intended to enable secure data sharing.
Under the Data Protection Act 1998, you are entitled to know what information is held about you on our computers and on certain other records and to ask for any inaccurate details to be amended. You may also ask which fraud prevention agencies we use and how they use your information.
The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area (“EEA”). It may also be processed by staff operating outside the EEA, who work for us or for one of our suppliers. Such staff maybe engaged in the provision of support services. By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.
All information you provide to us is stored on our secure servers. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
Your personal data is protected by legal rights, which include your rights to object to our processing of your personal data; request that your personal data is erased or corrected; request access to your personal data.
For more information or to exercise your data protection rights, please contact us using the contact details below.
You also have a right to complain to the Information Commissioner’s Office which regulates the processing of personal data.
You have the right to ask us to stop processing your personal data even if you opted into the processing of your personal data for marketing purposes. You can also exercise the right at any time by contacting us at;
Alternative Bridging Corporation Limited, Building 2, Imperial Place, Maxwell Road, Borehamwood, Hertfordshire, WD6 1JN or info@southerngroup.co.uk
Our Website may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.
You are entitled to receive the personal data that you have provided to us in a structured, commonly used and machine-readable format, and to transmit that data to another data controller. The types of data that can be provided are those set out under Your information above. You can exercise this right from 25 May 2018 by contacting us at info@southerngroup.co.uk
Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to Alternative Bridging Corporation Limited, 2 Imperial Place, Maxwell Road, Borehamwood, Hertfordshire, WD6 1JN or info@southerngroup.co.uk
Alternatively, you can contact us through the “Get In Touch” section of this Website.
