Our short term bridging loans are for purchase, refinance, property improvement or to unlock working capital for business purposes.
This unique overdraft provides you with a flexible drawdown facility giving you instant liquidity and avoids heavy setting-up costs.
Individually structured loans for residential and commercial projects, with finance available for site purchase, construction and fees, refinance, equity release and to provide working capital. Loans are available up to 90% of the site cost.
Flexible first and second charge non-regulated loans available on terms from 3 to 5 years.
We have a commitment to innovation and with the ever changing financial landscape around us we have designed a range of unique Specialist Lending products that solve a range of property finance needs.
Put simply, short-term property finance is our business and has been for 30 years.
We provide uncomplicated short-term bridging loans and bridging finance to the UK bridging market, swiftly and simply. We are service focused and are able to resolve complex issues that meet the individual requirements of our bridging customers.
As principal lenders we provide brokers and clients with seamless hassle-free short-term bridging finance. Providing bridging loans, interest-only term loans and development finance to the UK property industry, property developers, business community and homeowners.
We also offer an innovative Alternative Overdraft facility that enables customers to draw down funds as and when they need them. This is ideal for auction finance or as a short-term finance solution.
Our dedicated team of bridging property finance professionals work collaboratively and efficiently to provide cost effective, flexible first and second charge loans. These can be secured on commercial and residential properties and property developments at competitive interest rates.
We have specialist BDMs that cover Short Term Bridging Finance in England, Scotland and Wales.
We lend to owner-occupiers, investors, developers and property traders. Providing both regulated and unregulated bridging loans available to individuals, partnerships, limited companies and LLPs.
With a short chain of command, and our directors and executives all under one roof, we make swift decisions in order to provide our clients with fast bridging finance opportunities. We embrace modern technology and have continued lending actively and efficiently for over 30 years.
We have strong principles and believe in good governance. We are authorised by the Financial Conduct Authority (“FCA”) to provide regulated loans. We are also proud members of our industry’s main trade body, The Bridging and Development Lenders Association (“BDLA”) and patrons of the National Association of Commercial Finance Brokers (“NACFB”).
At Alternative Bridging Corporation, our very structure empowers us to make swift, diligent decisions and our short chain of command means your application doesn’t spend an eternity in limbo. We can make a decision in principle almost immediately. Jonathan Rubins, Director & CCO
There are many sources of bridging finance, so how do you choose the lender that’s right for you? We’d suggest considering the following six points:
We start from the position of wanting to lend. We believe this is important because when you set out on a business relationship with this mindset, you work harder to understand every client, to find solutions and to overcome challenges.
For many who secure fast bridging finance with us, this won’t be their first time working with us, and it certainly won’t be their last! We work hard to fully understand every borrower’s requirements, therefore we can tailor the loan to fit their needs perfectly. That enables us to say ‘yes’ more often, which increases the chances that they will choose us for their property finance needs again and again.
One of the key reasons to choose a bridging loan is the lender’s ability to offer finance quickly so that you can take advantage of last-minute buying opportunities or overcome unexpected problems. At Alternative Bridging Corporation, we are able to balance that speed with diligence and responsibility.
We’ve been arranging bespoke bridging finance for more than a quarter of a century. We’re also proud members of our industry’s main trade body, The Bridging and Development Lenders Association and patrons of the National Association of Commercial Finance Brokers.
We believe this says something about our approach and our capabilities. When you need secured bridging finance to be carefully tailored to your precise requirements, you need a property lender with the breadth and depth of experience to deliver.
A bridging loan needs to be regulated when it is secured against a property which is, has been or will become owner occupied. Different rules apply when the loan is for business or investment purposes which do not involve owner occupation, or when the loan is taken out by a company/business, rather than a person.
Alternative Bridging Corporation is regulated by the Financial Conduct Authority (FCA), which means we are able to provide regulated loans secured on owner-occupied homes.
Bridging finance is complex, and when you need finance fast, as invariably is the case with bridging loans, it’s all too easy to commit to something in haste before its full implications become clear.
That’s why, at Alternative Bridging Corporation, we believe honesty and transparency are essential at every part of the process. Of course, that applies to the loan, the interest and the repayment terms, but it also applies to knowing where your money is coming from. We believe it’s important for you to know, for example, that we are directly funded. At Alternative Bridging Corporation, we lend our own money, which means we don’t have the pressures and limitations that other lenders may have.
At Alternative Bridging Corporation, we say yes all the time. That’s because we approach the whole concept of bridging from a different perspective to many of our competitors. We work harder to find a reason to say yes, simply and swiftly.
Find out how we could help you fund your objectives, whether it’s a current or pending development, investment project, or regulated loan – please get in touch.
