Short-Term Loans

The perfect finance solution

A short-term bridging loan can be the perfect short-term property finance solution. Delivering an ideal short-term borrowing solution when purchasing a property where acting quickly is crucial, for instance:

• Buying at an auction, and other time-sensitive property purchases.
• Preventing a chain break.
• Purchasing a new property before selling an existing one.

Short-term finance offers some excellent benefits over other forms of traditional property finance, such as a mortgage. In this article, we explore some of these benefits of short-term borrowing and why Alternative Bridging is the best UK short-term lender for property finance.

Faster access to funds

Compared to traditional mortgages which can involve lengthy application processes and approvals, short-term finance can be secured much more quickly. This is crucial when your client needs to purchase a property on short notice, like a property auction. In a competitive property market, the ability to move quickly can be the difference between securing a valuable investment and missing out. Short-term finance allows your client to act fast on attractive opportunities that might require a deposit at very short notice.

Bridging the gap

Short-term loans are ideal for bridging the gap between buying a new property and selling an existing one. This can prevent your client from missing out on a property purchase while waiting for their current property to sell.

Funding additional expenses

These loans can also be used to cover unforeseen costs associated with property ownership, such as urgent repairs or quick renovations to increase the value of the property before selling. However, our light refurbishment loans and heavy refurbishment loans would be more suitable for larger refurbishment projects.

Why choose Alternative Bridging for a Short-Term Loan?

When choosing a short-term loan provider, brokers look for a lender who can find flexible, quick, and reliable solutions. When it comes to short-term loans, Alternative Bridging can provide significant advantages over other lenders and high-street banks.

We want to lend

Our primary objective is to find your clients the best deal possible, as efficiently and promptly as possible. We work hard to remove obstacles rather than creating them to secure your short-term bridging finance. We understand that sometimes it can feel like you have to jump through hoops to get the finance you need. Our objective is to remove these barriers and make the process as stress-free and efficient as possible.

Speed and efficiency

Obtaining short-term finance from other lenders means overcoming lengthy application processes and other hurdles, delaying critical funding for your clients. Alternative Bridging BDMs, however, are known for their swift decision-making and streamlined processes.

Securing time-sensitive opportunities

We are very proud to be able to provide fast turnaround times. By securing short-term property finance from Alternative Bridging your client can move quickly on attractive investment opportunities.

Our credit decisions are swift, aided by a structure that enables us to make decisions very quickly. Our entire team is based under one roof, allowing us to communicate quickly and efficiently across departments to fast-track the application process. This allows you to secure funding quickly, ensuring your clients can capitalise on time-sensitive opportunities or bridge temporary cash flow gaps.

Experienced short-term loan lenders

With over 30 years of experience providing brokers with short-term loans, you can be sure that your finances are in safe hands. Over the years we have seen the industry change with new innovations and changes to the economic landscape. We have adapted swiftly and always been at the forefront of the latest trends within the industry. You can be certain that with our decades of experience, you are dealing with highly experienced, knowledgeable short-term lenders who know the ins and outs of the industry.

Trust and transparency

Trust and transparency is critical for being a short-term loan lender. Transparency around everything we do is a core component of our approach. As a principal lender, we have direct access to our own capital. This allows us to offer greater flexibility, faster turnaround times, and a more personal approach to our brokers.

Long-term relationships

We develop enduring client partnerships by developing a full understanding of their unique business needs. This allows us to craft bespoke loan solutions that consistently deliver results. Our commitment to tailored financing is why brokers return to us time after time for their short-term funding needs.

Innovative and flexible short-term lending

We understand that gaining access to short-term finance that meets your needs can be challenging. That’s why we offer innovative products designed to provide brokers with the flexibility they need to fulfil their clients’ short-term borrowing requirements.

If you have any questions about acquiring a short-term loan, don’t hesitate to contact our experienced BDMs. Alternatively, you can speak to us on 020 8349 5190.